Progressive Asset Management, N.Y.

Whether you are an individual or institutional investor, Progressive Asset Management/New York can help you to achieve your financial goals in ways that are consistent with your values and mission.

PAM's commitment is to develop short- and long-term financial strategies that are tailored to your needs and tolerance for risk. We provide unbiased advice and is backed by state-of-the-art social research and proven portfolio managers.

When you invest with your values, you join the growing socially responsible investing (SRI) movement whose combined value is now over two trillion dollars - powerful leverage that is increasing corporate accountability to employees, consumers and the environment. SRI also fuels job creation and reinvestment in economically struggling communities.

*2003 Report on Socially Responsible Investing Trends in the United States, published by the Social Investment Forum.

Progressive Asset Management
90 Broad Street, 24th Floor
New York, NY 10004
212-349-4172 or 800-659-8189 (tel)
212-346-0084 (fax)
sfahrer@pamny.com, mlent@pamny.com

©copyright 2005 Fahrer Lent LLC. All rights reserved. "The Progressive Asset Management (PAM) Network serves as the socially responsible investment division of Financial West Group (FWG). Members of the PAM Network are registered representatives of FWG and securities are offered through FWG, a NASD, SIPC and MSRB member. Financial transactions are processed through National Financial Services LLC (NFS), a Fidelity Investments Company. Assets are protected in accordance with the Securities Investor Protection Corporation (SIPC) up to $500,000 (including cash claims limited to $100,000). For details, please see www.sipc.org. NFS has arranged for additional protection for cash and covered securities to supplement its SIPC coverage. This additional protection covers total account net equity in excess of the $500,000/$100,000 coverage provided by SIPC. Neither coverage protects against a decline in market value of securities.